In today’s world, you do not need a computer to
do any bank transactions. You can easily do such
transactions via your smartphone. Mobile banking
is now trending because of the increased use of
smartphones and internet. But, one major concern
is the safety of mobile banking. To ensure the
safety of your mobile transactions, Jumia Travel
shares 5 tips.
Never leave your device unlocked
Passwords are essential to mobile banking.
Hence, if you often use your phone for mobile
banking, you should always lock your phone. This
will prevent unauthorized persons from accessing
your phone. If you do not lock your phone, you
may lose your money.
Keep your mobile banking apps updated
Banks regularly update their apps to
accommodate new additions. For users of these
apps, you should always update your applications
because it is safe and secured. Also, you have to
be careful with counterfeit apps.
Avoid unsecured Wi-Fi
In as much as you get a free Wi-Fi, you should
not use when doing your mobile transactions
especially if it is a public one. Alternatively, it is
better to use your mobile data. Using an
unsecured Wi-Fi may allow hackers to intercept
your money or steal your account information.
Be careful when downloading apps
There are many fake apps Google Play store or
Apple play store. When downloading you have to
check several times to be certain that it is the
original apps you are downloading.
Encrypt your phone
Encrypting your phone will store your phone’s
data in an unreadable seemingly scrambled form.
On an encrypted device, your personal data
including emails, texts, contacts, Google accounts
data, apps, photos, media, and downloads. This
will make it difficult for anyone to steal your data.